PayPal API Settings

Step 1: Check your PayPal account status

To setup PayPal Adaptive Payments, the application owner must have a PayPal Business or Premier account. Here’re the details to check your PayPal status:

  • Login to PayPal at .
  • Click the Profile subtab under My Account.
  • In the left menu, click the My settings to confirm that your account type is either Business or Premier. If not, you have to upgrade your account.

Step 2: Settings your PayPal Adaptive

  • In the left menu, click the My selling tools.
  • Under the Selling online section, click the Update link next to API access to verify your API access.

  • To generate the certificate set, click the Request API Credentials.
  • Select the API Signature option, then click the Agree and Submit button.
  • In the next page, you just need copy your API data:


Step 3: Request a Paypal Adaptive Live AppID

1. Create a new application by accessing your PayPal applications account at

For further technical information about Adaptive Payment API, kindly visit the PayPal Developer docs page.

2. Click the New Application and fill the Application options based on the way you want to use adaptive payments.

App Application

  • Title: Enter your unique application name.
  • On  what platform does your app run: Usually select Web.
  • Description: Add information to describe what your application does and type the following APIs use information in the 2nd paragraph:

 This application uses the Chained Payment APIs as a part of Payments system. It allows the primary receiver to keep part of the payment during the project is in progress. When the project is completed, money held in Escrow is manually transferred to the second receiver(s). In case of dispute, the  primary receiver will decide to refund money to the initial sender or transfer it to the second receiver(s). If a project runs for longer than 90 days and the funds were not released, this payment will be returned to the initial sender (the employer).


Industry and Use Cases:

  • Select items as appropriate from Related Industry list (usually select None of the Below)
  • Under the Use Case list, select the closest one match to your application purpose (i.e:Marketplace ).
  • Besides, you can upload a file in the Additional Info section if you want, but it’s not required.

Services used by app

Adaptive Payment: Select Chained Payment and choose Delayed radio button.

*Note: According to PayPal, chained payments also include delayed chained payments, in which payments to secondary receivers can be delayed for up to 90 days. If a project runs for longer than 90 days and the funds were not released, this payment will be returned to the initial sender (the employer). It means you should set the maximum limit for a project to be completed as 90 days.
For further details, visit  Delayed Chained Payment Using Adaptive Payments docs.
  • Who pays the fee?: Leave empty or choose Primary Receiver (you) or Each Receiver
  • Who is the primary receiver?.
  • Who is (are) the secondary receiver(s)?
  • Expected monthly payment volume and average transaction amount in US: Enter you expected values.
  • Who is responsible for chargebacks or refunds?: Add “me”.
  • Do you have an Acceptable Use Policy?: If you have the user policy in your website such as Terms & Policies, select Yes & enter this URL; otherwise, you select No.

*Note: You should enter a valid URL to your Acceptable Use Policy. Otherwise, your PayPal application may be denied.


Adaptive Account: Can leave empty.

3rd Party Permissions: Can leave empty.


Step-by-step Payment Flows Instructions: this section refers to your payment flows on your site. You can copy & paste the below flow for your site:

Employer accepts a bid. Employer transfers money including budget & commission fee. This money is held by the admin. other starts working. The project is completed. Money is manually transferred to other. Dispute occurs, admin decides to refund money to employer or send it to other.

  • Test URL (if applicable): This fields is optional. You can leave empty or add your test site URL.
  • Supply Test Account Name and Password: Create a user test account (PayPal Sandbox test account) and input its username & password in this field.
  • Besides, you can upload a file under Testing Information section, but it’s not required.

Business Information: All information in this section are optional, so you can leave empty.

3. Click the Submit App to complete.

PayPal will review your application, when it is accepted you will have access to your Live App ID.

*Note: You should NOT enable the Payment Review feature in your PayPal Account (Accounts > Profile  > Settings > Payment Review > Off).

Click on the Profile link to set up

Disable the Payment Review feature in the Account Details dialog box

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